Terms & Conditions

1. Acceptance of Terms

By accessing or using the website and services provided by T&T Financial Services ("we," "our," or "us"), you agree to comply with and be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use our services.

2. Description of Services

T&T Financial Services provides professional bookkeeping, financial reporting, payroll coordination, and related financial management services for small businesses. The specific scope of services will be outlined in a separate engagement letter or service agreement with each client.

3. Informational Purposes Only

The content provided on this website is for general informational purposes only and does not constitute professional financial, tax, or legal advice. While we strive to provide accurate and up-to-date information, you should consult with a qualified professional regarding your specific financial situation before making any decisions.

4. User Responsibilities

As a user of our services, you agree to:

• Provide accurate, complete, and timely financial information and documentation required for us to perform our services.
• Maintain the confidentiality of any account credentials or secure portals used to access our services.
• Not use our website or services for any unlawful, fraudulent, or unauthorized purposes.

5. Intellectual Property

All content, logos, text, graphics, and materials on this website are the intellectual property of T&T Financial Services or our licensors. You may not reproduce, distribute, or create derivative works from any part of this website without our prior written consent.

6. Limitation of Liability

To the fullest extent permitted by law, T&T Financial Services shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use our website or services. We do not guarantee that our website will be error-free or uninterrupted.

7. Governing Law

These Terms & Conditions and any disputes arising out of or related to our services shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

8. Changes to Terms

We reserve the right to modify or replace these Terms & Conditions at any time. Any changes will be effective immediately upon posting on this page, with the "Last Updated" date revised accordingly. Your continued use of the website and services after any changes constitutes your acceptance of the new terms.

9. Contact Information

If you have any questions about these Terms & Conditions, please contact us at: